Privacy Policy

Last updated: May 3, 2026

Effective date: May 3, 2026

Introduction

Welcome to RateCalcNow.com ("we," "us," or "our"). We are committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard information when you visit our website at ratecalcnow.com.

By using our website, you agree to the collection and use of information in accordance with this policy. If you do not agree with the terms of this policy, please do not use our site.

Information We Collect

RateCalcNow.com is a free calculator tool. We do not require you to create an account or provide any personal information to use our calculators. Specifically:

Google AdSense and Advertising

We use Google AdSense to display advertisements on our website. Google AdSense uses cookies to serve ads based on your prior visits to our website and other websites on the internet. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and/or other sites on the internet.

You may opt out of personalized advertising by visiting Google's Ads Settings or by visiting www.aboutads.info.

Google Analytics

We may use Google Analytics to understand how visitors interact with our website. Google Analytics collects information such as how often users visit the site, what pages they visit, and what other sites they used prior to coming to our site. We use this information to improve our website and user experience. Google Analytics collects only the IP address assigned to you on the date you visit, rather than your name or other identifying information.

Cookies

Cookies are small text files stored on your device. We use the following types of cookies:

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, some portions of our site may not function properly.

Third-Party Links

Our website may contain links to third-party websites. We have no control over the content, privacy policies, or practices of any third-party sites and assume no responsibility for them. We encourage you to review the privacy policy of every site you visit.

Children's Privacy

Our website is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us so we can take appropriate action.

Data Security

The security of your data is important to us. Since our calculators process all data locally in your browser and we do not collect personal information, the risk to your data is minimal. However, please be aware that no method of transmission over the internet is 100% secure.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. You are advised to review this Privacy Policy periodically for any changes.

Contact Us

If you have any questions about this Privacy Policy, please contact us at our contact page.